I fell ice skating and hit my head. No head injury, but I do have whiplash. Extra expenses have include copays for 2 doctor’s visits, two trips for chiro, and now physical therapy. Physical therapy is 30 dollars a visit and I need to go 3 times weekly. I’m hoping that I don’t need it for long, but the degree of pain that I have makes me feel like I don’t have a choice. But, this will eat up what we have to go to the snowball this month.